Decatur Homes under $400,000

Decatur Homes under $400,000

Welcome to Decatur, Indiana, a hidden gem nestled in the heart of Marion County! Known for its small-town charm and welcoming community, Decatur offers a delightful blend of suburban tranquility and convenient access to urban amenities. With its picturesque streets, friendly neighbors, and rich local history, it's no wonder that families and individuals alike are drawn to this vibrant region.

Decatur boasts a variety of homes that cater to diverse lifestyles and budgets, making it an ideal place for first-time buyers or those looking to downsize. In this thriving market, you can find an array of charming residences priced under $400,000. From cozy single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone. Many properties feature inviting outdoor spaces perfect for summer barbecues or quiet evenings under the stars.

The community is also home to excellent schools, parks, and recreational facilities, ensuring that residents have ample opportunities to enjoy an active lifestyle. With a strong sense of community and a low cost of living, Decatur is perfect for those seeking a peaceful retreat without sacrificing access to essential amenities.

Moreover, Decatur's strategic location allows for easy commuting to nearby Indianapolis, making it a fantastic choice for professionals who desire a serene living environment while still being close to the hustle and bustle of the city.

Explore the charm of Decatur today and discover your dream home in this inviting and affordable community!

Newest Decatur Homes under $400,000

4545 Byrkit Street
$370,000
3 Beds ⋅ 2 Baths ⋅ 46221 Zip Code
Enjoy the best of both worlds with this spacious 3-bedroom, 2-full-bath ranch situated on 1.34 acres in Decatur Township with NO HOA! Enjoy the freedom and space of a larger property while still being conveniently located near Kentucky Avenue, Indianapolis International Airport, and I-465 for easy access to shopping, dining, commuting, and travel. Inside, you'll find plenty of room to spread out with both a living room and separate family room, offering flexible space for entertaining or relaxing. The large kitchen provides plenty of room for cooking and gathering and features natural gas appliances, while natural gas heat adds another desirable feature. Outside is where this property really shines. With 1.34 acres and no HOA, you'll have room to enjoy your property your way. Mature shade trees, fruit trees, established landscaping, beautiful flowering bushes, and a meticulously maintained lawn create a peaceful setting with plenty of usable outdoor space. Deer are frequent evening visitors, adding a touch of nature right outside your door. Two mini barns, affectionately known as "His & Hers," provide additional storage for lawn equipment, tools, hobbies, seasonal items, and outdoor gear. Eligible for FHA and VA financing, this property is a great opportunity for buyers looking for acreage, no HOA, natural gas, single-level living, and more space and flexibility without giving up the conveniences of Indianapolis. Don't just drive by-schedule your private showing and come walk the property. Homes with acreage and no HOA this close to Indianapolis are worth seeing in person!

4545 Byrkit Street

Listing courtesy of Hoosier Roots Real Estate Solutions, LLC.

5814 Emmert Way
$228,900
3 Beds ⋅ 2 Baths ⋅ 46221 Zip Code
Move right in to this FABULOUS 3 bdrm/2 full bath ranch style home featuring cathedral ceilings, updated Luxury Vinyl Plank flooring, and many updates including Roof (2018) and HVAC (2022). Enjoy the soaring ceilings in the Great Room with corner, wood burning fireplace! You'll love the split floor plan with the Primary Suite offering a walk in closet and private en suite bath. Eat in Kitchen includes all appliances. Privacy fenced back yard offers a great space to enjoy the outdoors! Wonderful neighborhood with no HOA and convenient location with downtown Indianapolis and the airport being only 15 minutes away! Don't miss this amazing home!

5814 Emmert Way

Listing courtesy of Keller Williams Indy Metro NE.

5108 Honey Manor Court
$250,000
4 Beds ⋅ 3 Baths ⋅ 46221 Zip Code
This desirable home offers a lot of space to spread-out. A comfortable family room on the main level with a wood-burning fireplace, a large recreation room, a home office, living room and separate dining room, plus 4-BR and 2 1/2 baths ... Wow! Big 2nd story deck to look out over your fenced yard and there is a storage area underneath. The handsome kitchen is updated with very attractive hickory wood cabinets and faux granite counter top. The 4th BR is adjacent to the home office and if not needed, there could be a large 26' x 14' home office. The (2) fulls bathrooms have walk-in showers, one of which is handicap friendly. Nicely located on a corner lot in a quiet, established neighborhood with No HOA. This a traditional Bi-Level home but with a big, tasteful addition in the rear which adds gobs of room.

5108 Honey Manor Court

Listing courtesy of F.C. Tucker Company.

7847 Trotter Road
$349,999
2 Beds ⋅ 3 Baths ⋅ 46113 Zip Code
Welcome home to this charming ranch in Camby, offering comfortable one-level living, a beautifully updated interior, and incredible outdoor space! Currently configured as a 2-bedroom, 1 full & 2 half bath home, the flexible layout offers the potential to easily convert the flex space into a third bedroom. Inside, you'll find a spacious living area, an eat-in kitchen with adjoining dining space, a primary bedroom with a walk-in closet, and vinyl plank flooring installed just two years ago. The patio provides even more space to relax, entertain, or enjoy views of the backyard throughout the seasons. Step outside and discover a true backyard oasis! Situated on approximately .92 acre, the huge fully fenced yard features a brand-new wood fence, beautiful deck, basketball court, and small ornamental pond with plenty of room to enjoy the outdoors. The garage and outbuilding space is a standout feature of this property. In addition to the attached garage, there are two detached buildings, both with electricity and concrete floors. The impressive 24x40 pole barn includes a vehicle lift, making it an incredible space for car enthusiasts, hobbyists, a workshop, or additional storage. A second 24x26 detached barn provides even more possibilities. With a mostly remodeled interior, generous garage and workshop space, a gorgeous fenced backyard, flexible living areas, and the potential for a third bedroom, this Camby property has so much to offer its next owner!

7847 Trotter Road

Listing courtesy of Keller Williams Indy Metro Partners.

8524 Camby Road
$230,000
2 Beds ⋅ 1 Baths ⋅ 46113 Zip Code
RANCH ON ONE ACRE LOT, FOUR CAR GARAGE, AND A BASEMENT! Primary bedroom has a huge 9x5 walk-in closet! Hardwood floors and most windows replaced with vinyl windows! Roof replaced August 2025 including the decking! Water heater only 3 months old, refrigerator one month old and it stays! Giant Bathroom with large whirlpool tub and easy step shower! Back up generator. Covered porch and large front yard where you can sit and watch the sunset, but you also have a multi level patio and huge back yard for entertaining! 5 foot tall fencing and very long wide driveway for lots of parking! Property on city water, but has a well also! This home has those unique characteristics everyone is looking for that can't just be added, the charm of country living while still being minutes from shopping!

8524 Camby Road

Listing courtesy of Indy House and Home.

6411 River Run Drive
$240,000
3 Beds ⋅ 2 Baths ⋅ 46221 Zip Code
Step inside this beautifully refreshed 3-bedroom, 2-bath home in Decatur Township and discover a space designed for the way you want to live. From the moment you walk through the door, you'll feel the warmth and ease of a home that's ready for new memories to be made. Brand-new flooring, light fixtures, and hardware bring a fresh, timeless feel throughout, creating a bright and inviting atmosphere. At the heart of the home, the kitchen features elegant quartz countertops and appliances, making meal preparation feel effortless and giving you the perfect place to gather, connect, and share a meal with the people you love. The open-concept layout creates a natural flow between the living, dining, and kitchen spaces - whether you're hosting friends for dinner, gathering with family, or simply enjoying a quiet evening at home. There's room to spread out, laugh, relax, and make the everyday moments feel a little more special. Step outside into the fully fenced backyard, where there's space to enjoy fresh air, let the kids or pets play, fire up the grill, or simply unwind after a long day. Imagine summer evenings spent outside, conversations that last a little longer, and memories created right in your own backyard. This isn't just a house with beautiful updates. It's a place where you can feel at home, slow down, gather together, and create moments that last a lifetime.

6411 River Run Drive

Listing courtesy of LLM Capital.

5708 Milhouse Road
$154,900
3 Beds ⋅ 2 Baths ⋅ 46221 Zip Code
Excellent investment opportunity with this home to make it yours however you wish. This amazing opportunity is sold AS-IS.

5708 Milhouse Road

Listing courtesy of List With Ben, LLC.

no property photo
$230,000
3 Beds ⋅ 2 Baths ⋅ 46113 Zip Code
Charming 3Bd/2Ba ranch home in Heartland Crossing!

9143 Stones Bluff Place

Listing courtesy of Keller Williams Indy Metro NE.

7104 Oldham Drive
$289,800
3 Beds ⋅ 2 Baths ⋅ 46221 Zip Code
Welcome home to Oldham Drive. This well-maintained 3-bedroom, 2-bath residence built in 2007 offers approximately 1,823 square feet of comfortable living space. Nestled on a nice-sized lot in a convenient southwest Indianapolis location, this home features an inviting open floor plan perfect for everyday living and entertaining. The spacious living area flows nicely into the dining space and kitchen, creating a bright and functional main level. A dedicated office provides the ideal workspace for remote work or a quiet study, while the inviting sun room offers a sunny retreat perfect for seating, reading, or relaxing with morning coffee. You'll appreciate the primary bedroom with its own bathroom, two additional bedrooms, and a full guest bath. Enjoy the private backyard-ideal for outdoor gatherings, pets, or simply unwinding. Located in the Decatur Township area with easy access to major roadways, shopping, dining, and everyday amenities, this home is move-in ready and waiting for its next owner. Don't miss your chance to make 7104 Oldham Drive yours! Schedule your private showing today.

7104 Oldham Drive

Listing courtesy of The Extra Mile Realty, LLC.

5834 Jackie Lane
$315,000
5 Beds ⋅ 3 Baths ⋅ 46221 Zip Code
Beautifully Updated 5- Bedroom Home. Welcome home to this spacious 5-bedroom, 2.5 bathroom home featuring numerous recent updates! Highlights include new vinyl plank flooring (whole home), new windows, new HVAC, new Water Heater, Remodeled Bathrooms, along with a fully refinished primary suite. This home also offers a dedicated office (street facing), separate dining room, and convenient full upstairs laundry. Start Fall off by enjoying the new spacious patio- perfect for entertaining or relaxing. Move-in ready with all major updates completed!

5834 Jackie Lane

Listing courtesy of Roger Webb Real Estate, Inc.

7522 Frasier Lane
$299,999
3 Beds ⋅ 2 Baths ⋅ 46113 Zip Code
What's Special: Backs to Amenities | Close to Trails | Oversized Patio. New Construction - December Completion! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Simplicity 1350 at 7522 Frasier Lane in Oberlin at Camby Village! This inviting ranch home offers the ease of single-level living with a comfortable, open layout. The kitchen features a large center island, pantry, and adjacent dining area that connect seamlessly to the spacious great room, creating a welcoming place to gather and relax. Tucked away for privacy, the primary suite includes a walk-in closet and a well-appointed bath with dual sinks and a walk-in shower. Two secondary bedrooms and a full bath provide flexibility for guests, hobbies, or a home office. Enjoy outdoor living on the uncovered patio, while a centrally located laundry room adds everyday convenience. Discover a peaceful haven in Camby, IN, where you can enjoy walks or bike rides on winding trails and kids can play at an inspiring playground. Explore Downtown Mooresville's brick sidewalks, boutiques, eateries, and live music. Visit local farms like Anderson Orchard and Willowfield Lavender Farm, or enjoy food tours, parks, axe throwing, and antique shops. Additional Highlights Include: 36" upper kitchen cabinets, RevWood flooring added to great room, 12x12 uncovered patio, and garage door opener. Photos are for representative purposes only. MLS#22129162

7522 Frasier Lane

Listing courtesy of Pyatt Builders, LLC.

6041 Denise Drive
$290,000
4 Beds ⋅ 3 Baths ⋅ 46221 Zip Code
Welcome Home! Charming 4-Bedroom Home with Exceptional Living Spaces & Unbeatable Location. Nestled in a great location just minutes from local amenities and major highways, this spacious 4-bedroom, 2.5-bathroom home offers the ideal blend of comfortable everyday living and modern functionality. Step inside to find a thoughtfully designed floor plan featuring both a formal living room-perfect for quiet gatherings or a dedicated home office space-and a bright, welcoming family room. The family room seamlessly flows into the heart of the home: a kitchen equipped with a pantry and eating area, making weeknight dinners and weekend entertaining effortless. Head upstairs to discover four generous bedrooms and a dedicated second-floor laundry room for ultimate convenience. The sprawling primary suite serves as a true private retreat, featuring dramatic vaulted ceilings, a large walk-in closet, and an ensuite bath complete with double sinks, a relaxing garden tub, and a separate stall shower. Step outside to enjoy a peaceful, partially fenced backyard complete with a patio space designed for relaxation. Whether you are firing up the grill for an evening cookout or enjoying a quiet morning cup of coffee, this outdoor space offers endless possibilities. Location is everything! Enjoy quick access to recreation and easy commutes:5 minutes to Winding River Golf Course and less than 10 minutes to I-69 and I-465. Schedule your showing today!

6041 Denise Drive

Listing courtesy of F.C. Tucker Company.

Start Your Search

Information Deemed Reliable But Not Guaranteed. © 2026 MIBOR Broker Listing Cooperative