Clay Homes under $500,000

Clay Homes under $500,000

Welcome to Clay, Indiana – a hidden gem nestled in the heart of the Midwest! Known for its rich history and warm community spirit, Clay offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

One of the most appealing aspects of Clay is its affordability. With a thriving real estate market, you can find beautiful homes under $500,000 that cater to a variety of tastes and preferences. Whether you're looking for a cozy bungalow, a spacious family home, or a charming cottage, Clay has something for everyone. Many of these homes feature lovely yards, updated interiors, and proximity to local amenities, ensuring you can enjoy both comfort and convenience.

The region boasts excellent schools, vibrant parks, and a close-knit community that hosts various events throughout the year, fostering a sense of belonging. Enjoy leisurely strolls through picturesque neighborhoods, or take advantage of nearby recreational areas that offer hiking, biking, and outdoor activities for all ages.

Living in Clay also means being part of a community that values its heritage while embracing growth and innovation. With easy access to major highways, commuting to nearby cities for work or leisure is a breeze, allowing you to enjoy the best of both worlds.

Explore the charm of Clay, Indiana, and discover your dream home today! With homes under $500,000, you're one step closer to finding your perfect slice of paradise in this delightful community.

Newest Clay Homes under $500,000

660 Waterwood Way
$459,000
3 Beds ⋅ 3 Baths ⋅ 46032 Zip Code
If you've been searching for a beautifully maintained home with timeless architecture, thoughtful updates, natural light, and a premium, scenic homesite with tree-lined and pond views, next door to the Carmel Monon Center and Monon Trail at the 111th-116th central corridor-welcome home! Enjoy the best of Carmel's active lifestyle amenities and activities, from nature, biking, swimming, and dining to quick highway commuting. Bike just 11-13 minutes to downtown Carmel's Midtown, Arts & Design District, Carmel City Center, and Rangeline Merchants Square while coming home to a classic brick-front elevation, high ceilings, abundant windows for natural light, plantation shutters and rattan shades, an upgraded kitchen with white Shaker cabinetry, granite countertops, under-cabinet dimmable lighting, double pantry, and Pella sliding door, an updated primary bath w frameless tile shower, garden tub, double sinks, spacious primary suite offering a peaceful retreat with treetop views, and a generous great room with cozy gas fireplace. Step outside and discover your private oasis with lawn space, an expansive 18' x 23' concrete patio to enjoy the tranquil surroundings, and a storage shed. This exceptional property offers a rare blend of privacy, charm, and convenience, with $45K in home maintenance and improvements.

660 Waterwood Way

Listing courtesy of Brittany Woods at M.S.WOODS.

2207 Glebe Street
$495,000
3 Beds ⋅ 4 Baths ⋅ 46032 Zip Code
End-unit townhome in the Village of WestClay offering over 2,300 square feet of finished living space across three levels and a prime location overlooking University Green. Situated across from one of the neighborhood's largest parks and close to the Village Center, this home offers abundant natural light, attractive streetscape views and convenient access to many of WestClay's amenities. The main level features wide-plank hardwood flooring laid on a diagonal throughout the living room, dining room, kitchen and additional sitting area. The kitchen includes stainless steel appliances, a tile backsplash and center island with breakfast bar, opening into a comfortable living space with a gas fireplace. Decorative iron stair spindles and added trim and woodwork bring extra character throughout the home. The lower-level family room provides flexible additional living and entertaining space, along with a full bath and laundry room. Upstairs, the primary suite features high ceilings, a large walk-in closet and private bath with double vanity, jetted tub and separate shower. Two additional bedrooms and a full hall bath complete the upper level. Carpet on the bedroom level and stairs was replaced last year. Additional features include an epoxied garage floor, water heater replaced in 2022 and an upgraded HVAC system replaced in 2020. Residents of the Village of WestClay enjoy parks, walking trails, playgrounds, fountains, three pools, three fitness centers, three clubhouses, tennis and pickleball courts, along with nearby restaurants, shops, spa services and the library. A great opportunity to enjoy low-maintenance townhome living in one of Carmel's most established communities.

2207 Glebe Street

Listing courtesy of CENTURY 21 Scheetz.

889 Bridle Circle
$465,000
4 Beds ⋅ 3 Baths ⋅ 46032 Zip Code
Discover comfort, style, and inviting spaces in this beautifully maintained home on Carmel's north side. Offering four bedrooms and two-and-a-half bathrooms, this two-story home pairs a spacious layout with thoughtful features for everyday living and entertaining. The kitchen features stainless steel appliances, generous counter space, and a peninsula that opens to the living room, keeping everyone connected while preparing meals or hosting guests. A striking fireplace anchors the living room, while soaring vaulted and cathedral ceilings create a bright, airy atmosphere. Four comfortable bedrooms offer space to unwind, while two full bathrooms-including one with a walk-in shower-and a convenient half bath serve the home's everyday needs. Situated on a generous lot, the private backyard provides an inviting setting for outdoor gatherings or quiet evenings at home. An attached garage adds convenient parking and storage, completing this welcoming home in Carmel.

889 Bridle Circle

Listing courtesy of 1 Percent Lists Indiana Real Estate.

531 E Village Drive
$459,000
4 Beds ⋅ 3 Baths ⋅ 46032 Zip Code
The original owners have lovingly cared for this well maintained and stylish four bedroom, thhee bath home on an acre lot shaded by many mature trees.There are warm and inviting laminated hardwoods throughout the main level and the kitchen has been updated with granite countertops and newer stainless appliances as well as a newer furnace and A/C. The kitchen overlooks a large family room with built in bookshelves and a gas fireplace perfect for entertaining or relaxing which opens to a 20x12 three-season porch and a large deck to enjoy the outdoors wth a view of the large fenced yard. The HOA maintains a swimming pool, tennis/pickleball courts, and a playground for the neighbors and is close to schools, shopping, entertainment and the Monon Trail. In addition this home has easy access to the interstate , downtown Carmel, and even downtown Indianapolis .

531 E Village Drive

Listing courtesy of F.C. Tucker Company.

3785 White Tail Run
$325,000
3 Beds ⋅ 2 Baths ⋅ 46158 Zip Code
Welcome home to peaceful country living with all the modern updates already done for you! Situated on a spacious 0.47-acre lot, this beautifully refreshed 3-bedroom, 2-bathroom home offers the perfect blend of comfort, functionality, and outdoor space. Enjoy fresh energy throughout with brand-new interior paint and a welcoming new front door. The home comes completely turn-key-all appliances stay! Major systems offer total peace of mind with a brand-new A/C, furnace, and water heater already installed. Relax and unwind with incredible outdoor living spaces. Start your mornings on the classic covered front porch, or step out back to your covered back porch, brand-new patio door, and convenient new screen door. The large, fully fenced backyard provides privacy, safety for pets and play, and plenty of room to entertain or garden on nearly half an acre. Car enthusiasts, hobbyists, or anyone needing extra storage will love the setup: a 2-car attached garage plus an additional 1-car detached garage-perfect for a workshop, lawn equipment, or extra vehicle parking. Don't miss this move-in ready retreat!

3785 White Tail Run

Listing courtesy of Keller Williams Indy Metro Partners.

131 Blairsden Avenue
$440,000
3 Beds ⋅ 2 Baths ⋅ 46032 Zip Code
Welcome to a three-bedroom, two-bath Carmel home offering 1,400 square feet of comfortable living space and a location convenient to Carmel High School, the Arts District, Carmel Library, and the shops along Main Street. Hardwood floors, a bright family room, and generous cabinet storage add everyday function. The primary bedroom includes a custom built-in wardrobe. Outside, the expansive fenced backyard features mature shade trees, a deck, fire pit, and shed for storage and outdoor enjoyment. Recent improvements include radon remediation in January 2026, replaced roof insulation, insulated can lighting, and exterior crawl-space insulation completed in March 2026.

131 Blairsden Avenue

Listing courtesy of Redfin Corporation.

7920 Hadley Street
$350,000
3 Beds ⋅ 2 Baths ⋅ 46121 Zip Code
Custom-built brick ranch on Teal Lake in Coatesville, sitting on about 0.41 acre with open lawn and a wide view of the water. Three bedrooms and two full baths, hardwood through the main living areas, and a deck that faces the lake. The front is red brick under a gray architectural roof, with a covered entry porch, a concrete drive, and an attached two-car garage. Inside, the living room has a tray ceiling with wood trim, a ceiling fan, and a brick fireplace set between windows that look out toward the water. Hardwood runs through the living room, entry, and kitchen. French doors open from the kitchen area onto a large deck with lake views. The kitchen has sage cabinetry, white counters, a sizable island, a double sink under windows facing the lake, a dishwasher, an electric range, and a black side-by-side refrigerator. A pantry and laundry area sit just off the kitchen, with shelving and washer hookups. All three bedrooms have new carpet, with oak doors and closet space. The primary suite includes a double-sink vanity, a tub and shower combination, and a walk-in closet. A second full bath serves the other bedrooms. Teal Lake is a stocked fishing lake limited to electric trolling motors, so the setting stays quiet. From the deck and dock, the lot reads as a private point on the water, with mature trees and open grass between the house and the shoreline.

7920 Hadley Street

Listing courtesy of EDGE Realty Group, INC.

3715 Chadwick Drive
$469,000
5 Beds ⋅ 3 Baths ⋅ 46033 Zip Code
Opportunity awaits in The Woodlands! This spacious 5-bedroom, 2.5-bath home offers plenty of room to spread out, with two living areas, a formal dining room, a large basement, and a fenced backyard. The home is ready for updates and offers a great opportunity for buyers who want to make a property their own. What really sets this home apart is the neighborhood. The Woodlands is known for its strong sense of community and impressive amenities, including a large community pool, tennis and pickleball courts, a neighborhood lake for swimming, boating and fishing, plus shaded community grounds and picnic areas. Residents can also enjoy seasonal events, holiday gatherings, recreational activities and other opportunities to connect with neighbors. Bring your vision and make this home your own while enjoying everything The Woodlands has to offer.

3715 Chadwick Drive

Listing courtesy of F.C. Tucker Company.

6134 Sloan Valley
$299,000
3 Beds ⋅ 3 Baths ⋅ 47203 Zip Code
Discover refined single-story living at 6134 Sloan Valley, COLUMBUS, IN. Perfect opportunity for quiet cup de sac living with NO HOA. This home also affords you a backyard view overlooking Hoosier Farmland. Built in 1996, this 1946 square foot ranch-style residence presents an inviting, ready-to-move-in condition, offering a seamless blend of comfort and elegance. The heart of this home is its kitchen, designed with a high ceiling and a practical G-shaped layout that includes a peninsula, perfect for both culinary pursuits and casual gatherings. Adjacent to the kitchen, the living room provides a welcoming atmosphere, centered around a cozy fireplace, ideal for relaxation and entertaining. The bathrooms are thoughtfully appointed, with one featuring a double vanity and a walk-in shower, enhancing daily routines with comfort and convenience. Further enhancing the home's appeal are a dedicated laundry room for practical living, an attached garage providing direct access, and a large deck, perfect for outdoor enjoyment and entertaining on the expansive 19602 square foot lot. Experience the harmonious blend of comfort and style this exceptional property offers; schedule your private viewing today.

6134 Sloan Valley

Listing courtesy of Carpenter Hills O'Brown.

72 Parkview Road
$399,000
4 Beds ⋅ 3 Baths ⋅ 46032 Zip Code
Lovely 4-bedroom, 2.5-bath home in the Village of Mt Carmel is ready for your touch! An amazingly beautiful private yard is the perfect setting for cool fall nights of chilling and grilling. The updated kitchen is a dream with quartz counters, a farmhouse sink, soft-close cabinets, and a stylish backsplash, surrounded by natural light. The beautiful sliding glass door leads to the plush and private backyard. Enjoy the circular floor plan, including a formal dining room, living room, and eat-in kitchen. The upper level features 4 bedrooms, including a primary en-suite and a large walk-in closet, which are hard to find at this price. A newer water heater, recessed lighting, and a BRAND NEW ROOF (happening soon) round out the list of exceptional updates and features in this highly sought-after Carmel home. Access to the pool and tennis courts is available with a voluntary HOA fee. Ease of access to US 31/Keystone, Meridian, Downtown Carmel, shops, restaurants, and more! Schedule your showing today before this one is SOLD!

72 Parkview Road

Listing courtesy of eXp Realty, LLC.

6064 Brandermill Ridge
$309,900
3 Beds ⋅ 2 Baths ⋅ 47203 Zip Code
Welcome to 6064 Brandermill Ridge in Columbus, Indiana! This 3-bedroom, 2-bathroom home offers no HOA and a convenient location near parks, walking trails, and a rugby field. Enjoy a bright living room with a raised ceiling, large windows, and a gas fireplace, plus newer stainless steel GE kitchen appliances. The remodeled primary bathroom features tile flooring and an updated vanity, while the family room includes a built-in bookshelf. Outside, a spacious rear deck overlooks the privacy-fenced backyard. New Andersen rear exterior doors are ordered, paid for, and scheduled for installation in early December 2026. Schedule your showing today!

6064 Brandermill Ridge

Listing courtesy of Berkshire Hathaway Home.

8581 N Goat Hollow Road
$499,000
4 Beds ⋅ 3 Baths ⋅ 46158 Zip Code
Discover your own private retreat! Nestled among mature trees on approximately 2.5 wooded acres, this spacious 4-bedroom ranch offers privacy, room to roam, and a peaceful setting just minutes from town. Inside, natural light, warm wood accents, and generous living spaces create an inviting atmosphere. The remodeled kitchen connects to the front living room through an expanded opening, creating a more open and comfortable flow for everyday living and entertaining. The new main-level laundry adds convenience, while additional laundry hookups remain in the basement. Step outside and enjoy beautiful landscaping, winding trails, mature trees, a lofted barn, and plenty of space to relax, entertain, or simply enjoy the wooded surroundings. The basement has been recently framed and is ready for your vision, offering excellent potential for additional living, recreation, office, or hobby space. With its wooded acreage, spacious ranch layout, thoughtful improvements, and flexible living space, this property offers a hard-to-find combination of privacy, space, and versatility.

8581 N Goat Hollow Road

Listing courtesy of Carpenter, REALTORS®.

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