Carmel Homes with Finished Basement Description

Welcome to Carmel, Indiana – a vibrant city that perfectly blends suburban charm with urban sophistication. Nestled in Hamilton County, Carmel is renowned for its stunning parks, thriving arts scene, and top-rated schools, making it an ideal location for families and professionals alike. With its picturesque streets and a strong sense of community, Carmel offers a welcoming atmosphere that invites residents to enjoy a high quality of life.

One of the standout features of homes in Carmel is the availability of properties with finished basements. These versatile spaces are perfect for a variety of uses, from cozy family rooms and home theaters to dedicated play areas for children or even a private gym. Imagine hosting movie nights or game days in a beautifully designed basement, where every family member can relax and unwind.

In Carmel, you'll find an impressive selection of homes with finished basements that cater to diverse lifestyles and preferences. Whether you’re searching for a modern masterpiece or a charming traditional home, the choices are abundant. Many of these homes also boast spacious backyards, gourmet kitchens, and luxurious master suites, ensuring that you can enjoy both comfort and style.

Carmel's commitment to community and quality living is evident in its numerous amenities, including shopping centers, fine dining, and recreational facilities. With its close-knit neighborhoods and rich cultural offerings, it’s no wonder that Carmel is consistently ranked as one of the best places to live in Indiana. Explore the possibilities of calling this enchanting city home, and discover the perfect finished basement that complements your lifestyle!

Newest Carmel Homes with Finished Basement Description

$569,900

5 Beds ⋅ 3 Baths ⋅ 46033 Zip Code

Fabulous Fun Family home, plus the Fantastic yard that has been enjoyed by the Family, Friends, Furry friends, and Flocks of neighborhood kids for years. One previous occupant went on to win a Gold Medal at the Olympics. So many wonderful memories have been made in this home. YOUR family can write the next chapters in this home! Room for everyone in 3 living areas: the living room, the family room with a gas fireplace (so handy for the upcoming months), and the lower level that shows serious team spirit. Main floor: There is also a formal dining room, kitchen with breakfast nook, and a half bath. Upstairs: hall bath, laundry room, 4 bedrooms PLUS a giant Primary suite with an unbelievable walk-in closet. The HVAC is gas and only 13 years old; the gas water heater is 7 years old, and just 6 years ago they added a NEW ROOF, Gutters, downspouts, and NEW WINDOWS. If you are looking for a well-built, well-loved home without fancy frills or HDTV details, this one is priced right for you.

13242 Abbots Place

Listing courtesy of Pamela Crew. Highgarden Real Estate

$699,000

5 Beds ⋅ 4 Baths ⋅ 46074 Zip Code

This beautifully updated and thoughtfully customized 5 Bed 3.5 Bath bedroom home in Carmel Schools offers an exceptional combination of style, functionality, and inviting living spaces. Extensive improvements throughout create a fresh, cohesive feel, with new flooring, fresh paint, custom millwork, decorative wall detailing, and updated lighting. The main level and lower level feature beautiful waterproof Cairo Oak luxury vinyl plank flooring, while the entire second floor has been refreshed with new carpeting. The kitchen has been enhanced with professionally refinished cabinetry, additional storage, a custom range hood with concealed storage, updated cabinet hardware, custom wood shelving, and a new tile backsplash. Newer appliances include the oven, dishwasher, and refrigerator, all replaced within the past year. The living room is equally impressive, featuring an entire wall of custom built-ins with soft-close storage, built-in benches, and a beautifully redesigned fireplace with a custom Shaker-style mantel and decorative shiplap accents. The finished basement offers an incredible extension of the home's living and entertaining space. Designed with both style and versatility in mind, it features a custom wet bar with cabinetry and built-in kegerator, an oversized U-shaped entertainment island with generous seating, and extensive custom built-ins and shelving. Additional highlights include a full bathroom with walk-in shower, guest bedroom with murphy bed, dedicated workout/flex room with sliding barn doors, separate children's playroom, and additional finished storage. Custom millwork, wood accents, and shiplap details complete this beautifully finished space. The fenced backyard is ready to enjoy, with an outdoor swing set, raised garden bed, and thoughtfully added landscaping, including two planted apple trees. This home offers a wonderful blend of elevated style. Showings begin Saturday 31st at noon.

13299 Lorenzo Boulevard

Listing courtesy of Lauren Masur. Berkshire Hathaway Home

$1,350,000

5 Beds ⋅ 6 Baths ⋅ 46032 Zip Code

Welcome home to Kings Mill, one of Carmel's most sought-after neighborhoods, just minutes from the legendary Crooked Stick Golf Club. Set on a sprawling corner lot with mature trees, this French-inspired brick and stone home makes a lasting first impression and only gets better inside. Picture quiet mornings in the sunroom, slow evenings by the hearth room fireplace, and afternoons lost in the library surrounded by custom built-in bookshelves. The main-level primary suite is a true retreat, while upstairs bedrooms offer plenty of room to spread out. Downstairs, the finished lower level delivers movie nights in your own home theater, game days in the expansive great room, and a wet bar ready for guests. Out back, the fire pit, grill, deck and patio set the scene for evenings with friends. EV owners will love the garage: a rare, fully separate 200-amp service with its own meter and feed, already powering a Tesla Wall Connector, a 50-amp receptacle and a 20-amp outlet, with ample capacity to add a second charger for simultaneous charging. All in the highly rated Carmel Clay Schools, near Towne Meadow Elementary, with neighborhood trails, tennis and a playground. Homes like this don't come along often. Schedule your showing today.

2990 Winterset Drive

Listing courtesy of Daniel Magley. Indy's Performance Team Realty

$975,000

3 Beds ⋅ 4 Baths ⋅ 46032 Zip Code

Gorgeous Village of West Clay ranch home on a beautifully landscaped corner lot within walking distance of The Village Center! Stunning open floorplan has 10' ceilings, gleaming hardwood floors, attractive crown molding, elegant leaded-glass transom windows and an abundance of natural light. Separate formal Dining Room features custom columns and an adjoining butler's pantry, perfect for entertaining. Spacious and bright eat-in Kitchen includes a sprawling center island with granite counters, breakfast bar, double ovens and a two-sided gas fireplace. Expansive main-level Primary retreat offers sitting room area, dual vanities, a Jacuzzi tub, walk-in shower, and custom walk-in closet. Generous second bedroom ensuite has two closets and lovely window seat. Finished lower level has 9' ceilings and expands your living space with a huge recreation room featuring built-in bookshelves, a third bedroom, full bath, and second kitchen, perfect for guests or in-law quarters. Experience added peace of mind with numerous property updates, including a new roof in 2024 by Cochran Exterior, new gas range, basement sump pump and fresh interior paint (main level) in 2026. Additional updates include a new microwave, washer and dryer, Bosch dishwasher, basement refrigerator, and water softener. Enjoy relaxing or entertaining on the brick paver patio or pergola overlooking the beautiful fenced-in yard. With its highly sought-after location, elegant finishes, inviting spaces, and exceptional outdoor living, this wonderfully maintained home offers the perfect combination of comfort, style, and convenience!

12657 Treaty Line Street

Listing courtesy of Jane Barretto. eXp Realty, LLC

$885,000

3 Beds ⋅ 3 Baths ⋅ 46032 Zip Code

Luxury Ranch Living Just Steps from the Monon Trail! Discover refined, low-maintenance living in this beautifully refreshed former builder's model, ideally situated in one of Carmel's most desirable locations. Thoughtfully designed with sophisticated neutral finishes, this exceptional residence offers 3 bedrooms, 3 full baths, a private office, and a beautifully finished lower level. Rich hardwood floors, elegant architectural trim, custom built-ins, soaring 10-foot ceilings, and abundant natural light create an inviting atmosphere throughout. The gourmet kitchen features striking two-tone cabinetry, granite countertops, an expansive center island, and premium stainless steel appliances, seamlessly connecting to the spacious great room with a contemporary gas fireplace, breakfast area, and formal dining space. The main-level primary suite offers a private retreat with dual vanities, an oversized walk-in shower with dual showerheads, and a generous walk-in closet. The finished lower level provides additional space for entertaining, relaxation, or guests. Combining timeless elegance, modern comfort, and effortless main-level living, this exceptional home offers a wonderful opportunity to enjoy the Carmel lifestyle with convenient access to the Monon Trail, shopping, dining, and entertainment.

985 Oscar Lane

Listing courtesy of Jennil Salazar. Compass Indiana, LLC

$1,799,000

6 Beds ⋅ 7 Baths ⋅ 46033 Zip Code

Lakefront living at its finest in Carmel's prestigious Windpointe. Set on a private 1.02-acre cul-de-sac lot with sweeping water views from nearly every room, this custom brick estate offers more than 8,000 finished square feet, 6 bedrooms, 6.5 baths, a heated pool and dock access. Car enthusiasts will love the attached 3-car garage (with 240V for level 2 charging) plus a second, fully climate-controlled 3-car garage with exposed brick, vaulted ceilings, epoxy floors, exercise room, wet bar, and a 2,000lb lift to its own basement. A grand two-story foyer with a sweeping staircase opens to the Great Room, where soaring arched windows frame the lake and a floor-to-ceiling double-sided brick fireplace. The formal dining room is ready for elegant entertaining. The chef's kitchen features white cabinetry with glass-front uppers, granite countertops, a center island with cooktop and breakfast bar, double convection ovens, and a bright breakfast area with stunning lake views. The main-level primary suite is a true retreat, with lake views, direct access to the backyard, and a spa-like bath with steam shower, jetted tub and dual vanities. A private guest suite has its own sitting room, kitchen, bedroom and full bath, ideal for multi-generational living. Upstairs are three bedrooms, a vaulted office with custom built-ins, and loft. The finished lower level is made for gathering, with a rec room featuring a fireplace, built-ins and wet bar, a media room with projection screen, exercise room, and a full bath. Outside, your private resort awaits: a heated in-ground pool with expansive pavers and deck overlooking the lake. Recent updates include most windows and doors, four HVAC systems, a tankless water heater and updated appliances. HOA amenities include a community pool, tennis courts, clubhouse and boat dock. A truly one-of-a-kind estate.

4984 Waterside

Listing courtesy of Whitney Strange. Keller Williams Indy Metro NE

$465,000

3 Beds ⋅ 3 Baths ⋅ 46033 Zip Code

Now Available! Discover this custom 3-bedroom Carmel home, just minutes from everything central Carmel has to offer! Nestled in a wooded setting with a private backyard, this home offers the perfect blend of comfort, space, and privacy. The main-level primary suite features vaulted ceilings, a cozy fireplace, and direct access to the full-length back deck-perfect for relaxing and enjoying the peaceful surroundings. The fully finished walkout basement provides two additional bedrooms with private entries, a full bathroom, ample storage, and a bonus room, offering plenty of flexibility for guests, entertaining, or additional living space. Additional highlights include main-level laundry and a tranquil, secluded setting. Escape to your own private retreat while enjoying the convenience of central Carmel living!

3358 Eden Village Place

Listing courtesy of Brett Young. eXp Realty, LLC

$405,000

2 Beds ⋅ 3 Baths ⋅ 46032 Zip Code

Ready to upgrade from hanging out in Carmel to "I live here"? This end-unit townhouse puts you right in the middle of the fun. Over 50 restaurants and hundreds of shops are a short walk away-so close you might start debating whether you even need a car. Music at the magical Palladium, the farmers' market, and Christkindlmarkt are all basically your neighbors. Cross the street and the Monon Trail is waiting. A quick bike ride and you're in the woods at Central Park, or hanging at the Monon Center and waterpark. Inside, the place feels like home the second you walk in-bright and full of light, with a fireplace that knows how to set a cozy mood. It's been refreshed with a newer roof, siding, carpet, paint, HVAC, dishwasher, stove, and water heater, so you can skip the "project list" and get straight to enjoying it. Both bedrooms come with their own private baths (sharing is overrated), and the heated 2-car garage keeps your cars as comfortable as you are. Carmel living, minus the hassle. Sound like your life? Come take a look today.

453 American Way S

Listing courtesy of Joshua Carpenter. Trueblood Real Estate

$495,000

4 Beds ⋅ 4 Baths ⋅ 46032 Zip Code

This beautifully maintained 4 bedroom, 3.5 bathroom home offers a thoughtfully designed floor plan with 9 foot ceilings throughout . Recently updated with new flooring, new appliances, new stainless hood, and granite countertops !! The main level features a separate formal dining room, in addition to a breakfast nook off the kitchen, laundry room, and spacious family room with gas fireplace, in addition to an office or sitting room. There is also a patio that overlooks the quiet & private backyard, ideal for outdoor living and entertaining . Upstairs, the private primary suite featuring a large walk in closet, double sinks, garden tub, and separate shower, creating a peaceful retreat. Upstairs level also includes a huge 4th bedroom or a playroom area, and two additional bedrooms along with another bath .Additional features include lower level offers incredible flexibility with an entertainment room, and a wet bar plus a full bathroom. Highly desired Carmel location close to shopping, dining, parks, and top rated schools, this home offers comfort, flexibility, and room to grow.

1373 Hinault Way

Listing courtesy of Keith Albrecht. RE/MAX Elite Properties

$725,000

5 Beds ⋅ 3 Baths ⋅ 46033 Zip Code

Wow! Tons of updates in this 5bd 3ba home with huge fenced yard, finished basement and great floorplan! Dont miss the hidden pantry in the kitchen! Wet bar in basement. Recent updates include kitchen, cabinets, counters, tile, flooring, windows, Hvac, plumbing, electrical, deck, garage door, fixtures, paint inside and out, landscaping, the list goes on and on!

12223 Castle Court

Listing courtesy of Garrett Brooks. United Real Estate Indpls

$585,000

4 Beds ⋅ 3 Baths ⋅ 46033 Zip Code

Wow! Tons of updates in this 4bd 2.5 bath home with large finished basement, office and private yard! Great open floorplan and tons of updates throughout. Recent updates include kitchen, bathrooms, cabinets, quartz counters, tile, luxury LVP flooring, carpeting, vanities, fixtures, electric, plumbing, paint inside and out, and the list goes on and on!

1692 White Ash Drive

Listing courtesy of Garrett Brooks. United Real Estate Indpls

$1,650,000

4 Beds ⋅ 5 Baths ⋅ 46032 Zip Code

Breathtaking Estate sits on 3 ACRES tucked away on a quiet lane in SPRINGMILL STREAMS. Classic charm meets an extraordinary park-like setting, where tranquil Williams Creek winds through serene woods, creating a private retreat in the heart of Carmel. Inside, a highly coveted main-level primary suite offers ease, while an additional 3 bedrooms, bonus room & loft area upstairs provide versatility. The inviting family room is anchored by a stately brick-lined fireplace, with floor-to-ceiling windows that capture beautiful views of the expansive grounds. A brick-laid entry and handsome wood-paneled office add character and timeless sophistication. A formal dining room offers space for entertaining & the kitchen features double ovens, a center island and casual eat-in area. Just beyond, the all-season sun porch is the perfect spot for morning coffee to take in the changing seasons. The finished basement adds 2 separate rec areas, providing flex space for movie nights, fitness, or hobbies. The oversized 3-car garage has additional space for equipment & storage. A 2-yr old roof and newer mechanicals offer peace of mind, with many important improvements already in place. Outside, find footpaths and a charming bridge leading to an idyllic setting for picnics, campfires, and making memories. This level of privacy, natural beauty, and acreage is a unique treasure. A sanctuary that feels worlds away while keeping you connected to everything you love about Carmel.

507 Cornwall Court

Listing courtesy of Johanna Gallagher. The Springmill Collective

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Listings courtesy of MIBOR Broker Listing Cooperative as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.

Carmel Homes with Finished Basement Description

Newest Carmel Homes with Finished Basement Description

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